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Welcome to our regular Insights — keep up to date with our latest news, updates and guides dedicated to guiding families and future generations through the complexities of financial planning with clarity, care, and expertise.

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In October’s Commercial Property Market Review we cover the latest trends shaping the UK’s commercial real estate sector, including stable yields amid uncertainty, strong hotel investment growth and Scotland’s steady market performance despite reduced deal activity 
Three in ten homeowners aged between 18-34 lack protection cover, but 57% would be in financial difficulty within six months if they lost their income. Protection such as life insurance, critical illness and income protection offers vital security.
More high earners are financially supporting both their children and parents, with many adjusting their financial plans to accommodate family support. Balancing generosity with long-term security is vital; careful planning helps you support family without compromising your own future. 
The UK commercial property market showed mixed signals in Q2 2025. London’s data centre demand soared, retail investment rebounded sharply, and Central London’s office and industrial sectors outperformed. Investors remain optimistic despite broader market stagnation. 
One in six homeowners are planning to relocate this year. Key priorities include garages, gardens, and utility rooms. Many renters are aiming for homeownership, but affordability remains a concern, with many relying on family support for a purchase. 
Joint life insurance may seem like the easy choice, but it only pays out once and can complicate things if your relationship ends. Dual life insurance cover is an alternative to individual and joint policies. We can help evaluate the different life insurance options. 

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