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Welcome to our regular Insights — keep up to date with our latest news, updates and guides dedicated to guiding families and future generations through the complexities of financial planning with clarity, care, and expertise.

Latest posts

Residential Property Review – August 2025

The UK housing market faces mixed conditions for the rest of 2025. Bank Rate cuts support borrowers, but house price growth is slowing due to high supply. Despite this, average home values have risen 20% since 2020, with strong gains outside London.  

Residential Property Review – September 2025

The UK housing market faces uncertainty ahead of the Autumn Budget, with potential tax changes impacting activity. Mortgage rates eased but could rise again. Sales fall-throughs remain high, while affordability continues to shape buyer hotspots across London. 

Buying later, borrowing longer – finding the right fit

People are buying their first homes later and choosing longer mortgages to make repayments more manageable. Therefore, about 547,000 of those who stepped onto the property ladder in 2024 will still be paying off their mortgage in their 60s.

Commercial Property Market Review

Retail investment strengthens as demand rises, supply tightens and deals highlight confidence across commercial sectors

Consolidate to solve the pension patchwork puzzle

Do you know where all your pensions are? Across the UK, an estimated 3.3 million unclaimed pension pots worth £31.1bn are sitting unmanaged. 

First-time buyers get a move on

First-time buyers are less sentimental about their first homes than previous generations according to a recent survey. 25% plan to leave their first home after just 4.5 years, often due to lack of space or affordability. Smaller homes and unfamiliar locations are the new norm. 

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