Our Blog

Welcome to our regular Insights — keep up to date with our latest news, updates and guides dedicated to guiding families and future generations through the complexities of financial planning with clarity, care, and expertise.

Latest posts

People don’t understand IHT

1 in 3 people expecting £300k+ don’t fully understand IHT. Only 20% plan to pass on assets during their lifetime, often due to uncertainty—but 80% of women who get financial advice use tax-efficient strategies to protect their wealth. With IHT rules changing, now’s the time to seek professional guidance

News in Review

This week's edition covers geopolitical tensions, global economic forecasts and signs of renewed UK market resilience.

40-year mortgages offer lifeline to FTBs

More than six in 10 would-be FTBs said that affording the mortgage payments was a significant obstacle to buying a home. A 40-year mortgage could cut monthly payments by hundreds, making it easier to get on the ladder. Just remember: longer terms can mean more interest overall. 

New data reveal trigger points for getting cover 

New data reveal that most people need a trigger event before taking the leap. While 35% of the UK population have life insurance, it often takes a life milestone to act. Life changes or risks can prompt action—but being proactive is key. Don’t wait for a trigger: review your cover today. 

An end to the Bank of Mum and Dad? More than one in ten retirees cutting back on gifting

According to Quilter research, gifting can reduce IHT, but errors can erase benefits. A common pitfall is the ‘gift with reservation of benefit’ - where you give something away but keep using. Make sure to keep detailed records and plan carefully.  

News in Review

This week's edition covers Scotland's draft Budget and subdued UK house prices as year-end data emerges

Narrative is trading style of Narrative Wealth Limited which is an appointed representative of Quilter Financial Services Limited, which is authorised and regulated by the Financial Conduct Authority. Registration number: 16344911.

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The guidance and/or information contained within this website is subject to the UK regulatory regime and is therefore targeted at customers based in the UK.

Succession planning, trusts, inheritance tax planning & estate planning are not regulated by the Financial Conduct Authority.

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