Understanding gifting out of income – how regular gifts could help reduce Inheritance Tax
Many families are currently reviewing their estate planning and considering the options available for passing on wealth during their lifetime. One often-overlooked opportunity is the ‘gifts out of surplus income’ IHT exemption, read our article to learn more #EstatePlanning
A changing path to homeownership
Data highlights that first-time buyers are now entering the housing market later, at around age 33 on average
Borrowers shift strategy as mortgage demand evolves
Demand for variable and tracker mortgages has increased sharply, rising to 13% of searches in April
Life insurance in a changing planning landscape
The inclusion of pensions within Inheritance Tax (IHT) from April 2027 is prompting many to reconsider their assets – what role does life insurance play?