Inheritance Tax receipts hit new highs – why planning matters more than ever
Inheritance Tax receipts hit a record £8.2bn in 2024/25, likely driven by rising property and asset values and frozen thresholds. As more families face six-figure bills, proactive planning is now essential to maximise Inheritance Tax receipts have hit record highs due to frozen thresholds and rising property values e what you pass on to loved ones.
Bridging the wealth divide for future generations
The generational gap in wealth accumulation is stark due to evolving economic conditions and an ageing population. Younger generations hold just 4% of UK wealth. Planning ahead is key to protecting your family’s future and bridging the generational wealth divide.
“The versatility of equity release in addressing diverse financial goals”
Confidence seems to be returning to the equity release market, with total lending topping £622m in Q4 2024. Homeowners are unlocking their property wealth for various reasons, such as home improvements and retirement income. Professional advice is essential.
The value of advice in building financial confidence
Financial advice boosts investor confidence and optimism. Advised clients feel more secure, value expert support, and are more positive about long-term market growth—highlighting the key role advisers play in navigating uncertainty and delivering value for money.
Economic Review – July 2025
Our latest Economic Review looks back on July – the UK economy continues to struggle with weak growth, surprise inflation increases and a cooling jobs market. Despite headwinds, interest rate cuts are still expected as policymakers weigh mixed data and softening demand heading into the second half of 2025.
Navigating the great wealth transfer – what it means for you
With up to £7trn set to change hands across generations, the great wealth transfer is reshaping the future. Whatever your age, proactive planning and open family conversations are key to securing your financial goals.
Mortgage overpayments – small steps, big savings
Overpaying your mortgage, even by small amounts, could save you thousands and cut years off your loan. Thousands of homeowners could be tapping into these benefits, but a third of the people not making overpayments say they are being held back by a lack of understanding.