Your relationship with risk: time to reassess?
It’s natural for your appetite for risk to change. it’s important to distinguish between risk tolerance (how much risk feels comfortable) and risk capacity (how much risk you can afford based on your goals and circumstances). Good advice balances both.
Investing with confidence – ‘keep calm and carry on’
Uncertainty can make investors hesitate, but long-term growth often comes from staying the course. History shows the best returns follow the worst days, so focus on your goals, not the headlines, and invest with confidence.
Commercial Property Market Review – October 2025
In October’s Commercial Property Market Review we cover the latest trends shaping the UK’s commercial real estate sector, including stable yields amid uncertainty, strong hotel investment growth and Scotland’s steady market performance despite reduced deal activity
Young mortgage holders play a risky protection game
Three in ten homeowners aged between 18-34 lack protection cover, but 57% would be in financial difficulty within six months if they lost their income. Protection such as life insurance, critical illness and income protection offers vital security.
Economic Review – September 2025
UK data highlight persistent pressures – inflation stuck at 3.8% (largely due to food costs), GDP slowed to 0.2%, payrolls fell, with wage growth at 4.8%, while retail sales rose in August but sentiment weakened.
Economic Review – August 2025
UK growth beat expectations in Q2, while inflation climbed to an 18-month high. The Bank of England cut rates, but future policy looks uncertain. Public borrowing improved, though fiscal pressures mean tax rises are still likely in the autumn.
Take stock, strengthen your finances this autumn
Autumn is a natural time to review your finances. Check pensions, savings and investments to ensure plans match your goals. Building short-term resilience and strengthening long-term security can help you feel confident about your financial future.
Choosing the right life insurance – joint, dual or individual cover?
Joint life insurance may seem like the easy choice, but it only pays out once and can complicate things if your relationship ends. Dual life insurance cover is an alternative to individual and joint policies. We can help evaluate the different life insurance options.
Commercial Property Market Review – September 2025
The commercial property market saw lower turnover but bigger deal sizes in early 2025. Outlook for H2 is strong with potential rate cuts boosting investor confidence, though London’s construction pipeline faces challenges despite some support from government-backed projects.
Nearly three quarters of people don’t understand Inheritance Tax
Nearly three quarters of UK adults don’t understand Inheritance Tax, while 40% consider estate planning to be the ‘last great family taboo.’ Avoiding conversations and advice could cost families dearly – especially as more estates fall into the tax net.